Refinancing is the process of paying off an existing loan with a new one. Some people refinance to take advantage of a lower interest rate, which lowers the monthly payment. Others refinance in order to cash out some of the equity in their home.Refinancing might also make sense if you want to change the type of loan; for example, if you have an adjustable-rate mortgage (ARM) and interest rates rise, you may want to refinance with a fixed-rate loan.
We can tell you more about the various refinance options available to you.
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